Zakat Calculator for India ek asaan aur accurate online tool hai jo aapko apni farz zakat chand seconds me nikalne me madad karta hai. Is calculator ko khas taur par Indian Muslims (Hanafi Fiqh) ke liye design kiya gaya hai, jisme cash, gold, silver, business aur qarza sab ko mila kar total nikala jata hai.
🕌 Zakat Calculator
Calculate Your Zakat (2.5%)
Nisab Threshold
87.48 grams or 7.5 tola
612.36 grams or 52.5 tola
Your Zakat (2.5%): ₹ 0.00
* Zakat is 2.5% of eligible wealth after one lunar year.
Step 1: Enter Your Details
- Cash / Bank Balance (₹) → Apne paas me available cash aur bank balance daalein
- Gold Value (₹) → Gold or sona coins ya jewellery ka total value daalein
- Silver Value (₹) → Silver or chandi coins / jewellery ka total value daalein
- Business / Investments (₹) → Apke business, stocks ya investments ka total daalein
- Loans / Karz (₹) → Agar koi qarza hai ya aapne kisi ko paise diye hain, wo minus hoga
💡 Tip: Agar kisi category me koi maal nahi hai, 0 daalein.
Step 2: Click “Calculate Zakat”
- Sab amounts fill karne ke baad Calculate Zakat button dabayein.
- Calculator turant calculate karke result show karega.
Step 3: Read Your Result
Result box me aapko milega:
Total Zakatable Amount: ₹ XXXX.XX (total aapke paas available ballance hai)
Your Zakat (2.5%): ₹ XXX.XX (itni zakat amount ada karni hai)
- Ye hi aapki farz Zakat hai jo aapko eligible recipients (faqeer, miskeen, etc.) ko deni chahiye.
Step 4: Important Notes
- Calculator Hanafi fiqh ke mutabiq hai.
- Zakat sirf nisab tak pohochne par aur 1 saal (haul) guzarne ke baad farz hoti hai.
- Agar aapka case complex ho (business, loans, partnership), to local Aalim ya Mufti se mashwara karein.
✅ Tips for Easy Use
- Mobile & Desktop friendly: Calculator har device par easily use hota hai
- Fast & Free: Seconds me calculation
- Safe: Koi login ya personal data required nahi
related post namaz:
Zakat Kya Hai? (What is Zakat?)
Zakat Arabic shabd ‘Zakah’ se nikla hai jiska matlab hai ‘paaki’ ya ‘barkat’. Ye Islam ke paanch arkaan mein se teesra rukn hai. Zakat ek farz sadqa hai jo har sahib-e-nisab Muslim par lazim hai.
Quran aur Hadees mein Zakat ki Ahmiyat
Allah Ta’ala Quran-e-Kareem mein farmata hai:
“Aur namaz qayam karo aur zakat ada karo.” (Surah Al-Baqarah: 43)
Rasulullah ﷺ ne farmaya: “Islam ki buniyad paanch cheezon par hai: Is baat ki gawahi dena ke Allah ke siwa koi ma’bood nahi aur Muhammad ﷺ Allah ke rasool hain, namaz qayam karna, zakat ada karna, Hajj karna aur Ramzan ke roze rakhna.”
Fiqh-e-Hanafi mein Zakat ke Usool
Nisab Kya Hai?
Nisab woh kam se kam daulat hai jispar zakat farz hoti hai. Fiqh-e-Hanafi ke mutabiq nisab ki do qisam hain:
- Sone ki Nisab: 87.48 gram (7.5 tola) khaalis sona
- Chandi ki Nisab: 612.36 gram (52.5 tola) khaalis chandi
2026 mein Nisab Value India mein
Current market rates ke mutabiq:
- Chandi ki Nisab: Lagbhag ₹57,253 (yeh value fluctuate hoti rehti hai)
- Sone ki Nisab: Market price ke hisab se calculate karein
Aksar ulama chandi ki nisab istemal karne ki tavsiya dete hain kyunki yeh kam hai aur isse zyada log zakat ada kar sakte hain, jisse garibon ko zyada madad milti hai.
Zakat Kis Par Farz Hai?
Fiqh-e-Hanafi ke mutabiq zakat farz hone ki shart:
- Muslim hona
- Baligh (adult) hona
- Aaqil (mentally sound) hona
- Nisab se zyada maal ka maalik hona
- Maal par ek qamariya saal guzar jana (Hawl)
Fiqh-e-Hanafi mein Zakatable Assets
1. Sona aur Chandi (Gold & Silver)
Fiqh-e-Hanafi mein sirf sone aur chandi par zakat farz hai, doosri metals par nahi. Ismein shamil hai:
- Zewar (jewelry) – chahe istemal kiya jaye ya na kiya jaye
- Sone ya chandi ke sikke
- Sone ya chandi ke bartan
- Kisi bhi shakl mein sona ya chandi
IMPORTANT: Platinum, diamond ya doosri precious metals ke zewar par Hanafi fiqh mein zakat nahi hai, magar agar woh tijarat ke liye hain toh unki market value par zakat ada karni hogi.
Misaal (Example):
Agar aapke paas 100 gram sona hai aur current rate ₹6,300 per gram hai: • Total value: 100 × ₹6,300 = ₹6,30,000 • Zakat @ 2.5%: ₹6,30,000 × 2.5% = ₹15,750
2. Naqd Raqam aur Bank Balance
Zakat farz hai in par:
- Ghar mein rakhi hui cash
- Savings account mein balance
- Current account mein paise
- Fixed Deposits (FD)
- Recurring Deposits (RD)
3. Tijarat ka Maal (Business/Trade Goods)
Agar aap businessman hain, toh zakat due date par:
- Stock/Inventory ki market value par zakat
- Raw materials ki landed cost
- Finished goods ki sales price
- Bills receivable (jo payment aani hai)
NOT ZAKATABLE: Factory building, machinery, equipment, furniture – yeh sab par zakat nahi hai. Sirf un products par zakat hai jo factory mein bane hain.
4. Shares, Stocks aur Investments
Fiqh-e-Hanafi mein do tarah ke shares hain:
- Trading ke liye kharide gaye shares: Puri market value par 2.5% zakat
- Long-term investment/dividend ke liye: Company ki zakatable assets ki apni share par zakat (yeh mushkil hai, isliye bahut ulama puri value par zakat dene ki mashwara dete hain)
5. Kasht ki Paidawar (Agricultural Produce)
Zakat ka nisab: 653 kg paidawar
- Natural paani se senchai (barish, nadi): 10% zakat
- Kharch karke senchai (motor, well): 5% zakat
NOTE: Agricultural zakat harvest ke waqt deni hoti hai, ek saal ka intezaar nahi karna padta.
6. Jaidad aur Real Estate
- Personal rehne ka ghar: ZAKAT NAHI
- Kiraaye ki jaidad: Property par nahi, magar rental income par zakat (expenses minus karne ke baad)
- Investment/bechne ke liye property: Puri market value par 2.5% zakat
7. Diye Gaye Qarz (Loans Given)
- Pakka qarz (jo wapas milega): Zakat farz hai
- Shakkuk qarz (doubtful): Zakat nahi, jab wapas mile tab do
- Bad debt (bilkul nahi milega): Zakat nahi
Kya Cheezon Par Zakat Nahi Hai? (Non-Zakatable Items)
- Personal istemal ka ghar, furniture, kapde
- Gaadi (unless tijarat ke liye)
- Books, computers, mobile (personal use)
- Platinum, diamond jewelry (unless tijarat ke liye)
- Professional tools aur equipment
- Provident Fund (jab tak withdraw na ho)
- Gratuity (jab tak receive na ho)
Qarz aur Liabilities (Deductions)
Kya Qarz Minus Ho Sakte Hain?
Haan, aap zakatable wealth mein se yeh qarz minus kar sakte hain:
- Personal loans jo 12 months mein dene hain
- Business loans
- Credit card bills
- Unpaid utility bills
Kya Minus NAHI Ho Sakta?
- Sood wale qarz ka sood (interest haram hai)
- 12 months se zyada baad dene wale qarz
- Ghar ya gaadi ka remaining loan (jo bahut lambi muddat ka ho)
Zakat Kaise Calculate Karein? (Step-by-Step Guide)
Step 1: Apni Zakat Due Date Tay Karein
Ek fixed date choose karein jab aap har saal zakat calculate karenge. Yeh koi bhi date ho sakti hai:
- 1 Ramzan
- 21 Ramzan (Shab-e-Qadr)
- 1 Muharram
- Koi bhi convenient date
Ek baar jo date choose karein, woh har saal same rakhni hai.
Step 2: Zakatable Assets ki List Banayein
Apni zakat due date par in sab ka total nikaalein:
- Cash (ghar mein + bank accounts)
- Sona (current market rate se calculate karein)
- Chandi (current market rate se)
- Business inventory/stock
- Shares aur investments
- Diye gaye qarz (recoverable)
Step 3: Liabilities Minus Karein
Total assets mein se valid debts minus karein.
Step 4: Nisab Se Compare Karein
Agar aapki net zakatable wealth nisab se zyada ya barabar hai, toh zakat farz hai.
Step 5: 2.5% Calculate Karein
Formula: Zakat Amount = (Total Zakatable Assets – Liabilities) × 2.5%
Practical Misaal (Complete Example)
Farooq sahab ki assets (1 Ramzan 2026 ko):
| Asset Type | Amount (₹) |
| Cash in hand | 50,000 |
| Savings account balance | 3,50,000 |
| Fixed Deposit | 2,00,000 |
| Gold jewelry (50 grams @ ₹6,300/gram) | 3,15,000 |
| Business stock/inventory | 5,00,000 |
| TOTAL ASSETS | 14,15,000 |
| Minus: Personal loan (due within 12 months) | (1,00,000) |
| Minus: Credit card bills | (25,000) |
| NET ZAKATABLE WEALTH | 12,90,000 |
| ZAKAT @ 2.5% | 32,250 |
Toh Farooq sahab ko ₹32,250 zakat deni hogi.
Online Zakat Calculator India Kaise Use Karein
Calculator Mein Kya Enter Karein? (upar zakat calculator available)
- Current gold/silver rate (calculator khud update karta hai)
- Apne sone ki weight (grams mein) kul raqam
- Chandi ki weight kul raqam
- Cash aur savings
- Business assets
- Debts/liabilities
Calculator automatically 2.5% calculate karke aapko total zakat amount bata dega.
Zakat Kahan Aur Kisko Dein?
Quran Mein 8 Categories
Allah Ta’ala Surah At-Tawbah (9:60) mein 8 categories batata hain:
- Fuqara – Gareeb log
- Masakeen – Nihayat mohataaj log
- Aamileen – Zakat collect karne wale
- Muallafatul Quloob – Naye Muslim
- Fir Riqab – Ghulamon ko azad karna
- Gharimeen – Qarzdaar log
- Fi Sabilillah – Allah ki raah mein
- Ibnus Sabeel – Musafir (helpless travelers)
Kisko NAHI De Sakte?
Fiqh-e-Hanafi mein:
- Apne maa-baap ko
- Apne bachon ko
- Apne husband/wife ko
- Sayyid (Prophet ﷺ ki aulad) ko (bahut ulama ke nazdeek) apni khud ki raqam inko den
- Non-Muslims ko (sadqa de sakte hain, zakat nahi)
- Ameer logon ko (jinka maal nisab se zyada ho)
India Mein Trusted Organizations
Aksar Pooche Jane Wale Sawalat (FAQs)
Q1: Kya main apni biwi ke zewar par zakat de sakta hoon?
Fiqh-e-Hanafi mein zewar par bhi zakat farz hai, chahe woh istemal mein ho ya nahi. Agar zewar aapki biwi ka hai aur woh sahib-e-nisab hai, toh unpar zakat ada karni hogi.
Q2: Provident Fund (PF) par zakat hai?
Jab tak PF withdraw nahi kiya, tab tak zakat nahi. Jab withdraw ho jaye, phir past years ka zakat bhi ada karna hoga agar nisab amount mein tha.
Q3: Kya zakat monthly installments mein de sakte hain?
Haan, aap advance mein monthly de sakte hain. Lekin yeh zaroori hai ke aap estimate accurate rakhen aur saal ke aakhir mein adjust karein agar zaroorat ho.
Q4: Agar past years ka zakat nahi diya, toh kya karein?
Past years ka zakat abhi bhi farz hai. Har saal ka estimate lagayein aur jitni jaldi ho sake ada kar dein. Sood nahi lagta magar yeh zimmedari hai jo poori karni zaroori hai.
Q5: Rental property ki income par zakat kaise dein?
Property ki value par nahi, sirf rental income par zakat hai. Expenses (maintenance, taxes etc.) minus karne ke baad jo net income baqi rahe, woh aapke total zakatable wealth mein shamil karein.
Q6: Diamond jewelry par zakat hai?
Fiqh-e-Hanafi mein sirf sone aur chandi par zakat hai. Diamond, platinum ya doosri precious stones par zakat nahi – EXCEPT agar woh tijarat ke liye hon. Tab unki market value par zakat deni hogi.
Q7: Home loan ka remaining amount minus kar sakte hain?
Long-term loans (jo 12 months se zyada ho) generally minus nahi karte. Sirf current year mein dene wale instalments minus ho sakti hain. Yeh mas’ala complex hai, apne local aalim se mashwara zaroor karein.
Q8: Kya zakat Ramzan mein hi deni zaroori hai?
Nahi. Zakat apni due date par deni zaroori hai. Agar aapki date 1 Ramzan hai toh Ramzan mein, agar 1 Muharram hai toh Muharram mein. Bahut log Ramzan mein isliye dete hain kyunki sawab zyada milta hai.
Ikhtitam (Conclusion)
Zakat Islam ka ek ahem rukn hai jo na sirf ibaadat hai balke samaji zimmedari bhi hai. Fiqh-e-Hanafi ke usool pe amal karte hue sahi tarike se zakat calculate karna zaroori hai. Online zakat calculators is kaam ko asaan banate hain.
Yaad rakhein:
- Nisab value regularly check karein
- Apni zakat due date fixed rakhein
- Tamam zakatable assets shamil karein
- Valid liabilities minus karein
- 2.5% accurately calculate karein
- Sahi maqam par zakat distribute karein
Agar koi shak ho toh hamesha apne local aalim ya mufti sahab se mashwara zaroor lein. Allah Ta’ala hum sab ko sahi tarike se zakat ada karne ki tawfeeq ata farmaye. Ameen.